Free 401(k) Calculator
Project a 401(k) balance including employer match.
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Inputs
Result
Balance at retirement
$1,002,392.18
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Estimates only. Verify with a professional for consequential decisions.
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Short answer
Project a 401(k) balance including employer match.
What is the 401(k) Calculator?
Project a 401(k) balance including employer match.
How does the 401(k) Calculator work?
Enter the inputs above and read the result.
Formula
Variables
Explanation
Annual contribution = salary × (employee% + employer match%).
Examples
Applications
Advantages
Limitations
Common mistakes
Tips
Related concepts
The 401(k) Calculator sits inside the Finance Calculators hub, in the investing & retirement cluster. Growing capital and planning for withdrawal. Understanding the terms below makes the output easier to interpret and easier to compare against neighbouring measures.
Practical use cases and industry applications
Understanding 401(k)
Project a 401(k) balance including employer match. Within finance calculators, 401(k) belongs to the investing & retirement cluster, where it shares terminology and assumptions with closely related tools.
Learning how 401(k) is calculated
Annual contribution = salary × (employee% + employer match%). Working through the variables one at a time — — makes the result reproducible by hand and easier to sanity-check.
Using 401(k) to make a decision
Because outputs depend on the assumptions you enter, run more than one scenario before committing to a figure.
How 401(k) compares with related measures
compound growth, asset allocation, withdrawal rate, yield all describe adjacent aspects of investing & retirement. Comparing this calculator's output against those measures — using the related tools listed on this page — prevents a single metric from being read in isolation.
Frequently asked questions
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